If your original system is set up for 12VDC devices, then that is what they will continue to require. If you give those devices 48VDC, you will likely destroy anything you energise.
The D40 is primarily a multi chemistry battery charger, however, if you set to load mode it outputs 12VDC @ 20A and then can be connected to you 12VDC fuse box.
You definitely need the D40 to use the 48VDC port of the 200L.