Now I need info on Overcurrent for AC500

I ordered four 320 watt Renogy Panels.
The Vmp is 33v per panel, but the Voc is 40.3v, so Series wiring is out of the question.
So 2 strings of 2 panels will put out 80.9 Voc, but now the current will be 2x 9.7 for 19.4 amps.
Is this going to trigger Overcurrent protection for the AC500?
The alternative is to wire each 320 watt panel to each battery, since that will then match specs. Yeah, I know it won’t show up as solar input but only as total SOC. I can live with that.
So what say ye?